Different Terms Of Dental Insurance
Most Of The Companies That Bring This Insurance Are Selling Two Different Terms In The Name Of Protecting The Interest Of The Buyer. One is For Treatment Only In Doctor’s Chamber i.e. ‘OPD’ And The Other Is For Treatment From Hospital Admission.
Dental insurance Has Entered The Market Recently. Therefore, As The Awareness In The Market is Low, This Insurance Is Still Not Available To Buy From All Insurance Companies. But Those Who Have Suffered From Toothache And Even Had To Go To The Hospital For Surgery Know That Not Only Is Toothache Severe, But Also How Pocket-busting These Days Are To Treat It.
But The Problem Is That Most Of The Companies That Have Brought This Insurance In The Market Are Selling Two Different Terms In The Name Of Protecting The Interest Of The Buyer. One is For Treatment Only In The Doctor’s Chamber Called ‘Opd’ And The Other Is For Treatment From Hospital Admission.
Also Read – New Dental Insurance On The Market! What Are The Benefits Of This Insurance?
The Logic Of The Companies Is That Since Most Of The Dental Treatment is Done In The Doctor’s Office And The Cost Is Relatively Low, This Decision is To Increase The Choice List Of The Buyers. So If You Want, You Can Go To The Dentist’s Chamber And Buy Insurance To Cover The Medical Expenses. You Can Also Buy Insurance To Cover The Cost Of Hospital Treatment With A Little More Money. Or You Can Choose Any One.
It is Also True That Many Of Us Do Not Visit The Dentist Regularly. And It’s Not Just About Cost. But If It Weren’t For The Pressure of Cost, Your Teeth Would Probably Be Healthy And I Wouldn’t Consider Tooth Extraction Or Root Canal As The Only Option.
Interestingly, This Insurance Also Has Cashless Medical Facilities Just Like Other Health Insurances. And There Is Also Exemption On Premium Under Section 80D Of Income Tax.
