ByRunning out of milk mid-coffee or need snacks for a last-minute movie night? Swiggy Instamart has become India’s favorite “store-around-the-corner” that lives right on your phone. But while convenience is great, saving money is even better. We’ve tracked down the latest Swiggy Instamart Coupon Codes Today to help you stock your kitchen without draining your wallet.
Key Takeaways
- Massive First Order Savings: New users can grab up to 50% off + free delivery on their first few orders.
- Bank Special Discounts: Verified codes for Visa, PNB, and AU Bank can save you up to ₹120 instantly.
- Flash Loot Deals: Items as low as ₹1 to ₹9 appear daily in the “Loot” section of the app.
- Swiggy One Benefits: Unlimited free delivery for members on all grocery orders above ₹99.
- Daily Updates: This list is manually verified for late December 2025 to ensure the codes actually work.
Swiggy Instamart Coupon Codes Today (Verified List)
| Coupon Code | Discount Offer | Min. Order Value | User Type | Validity |
| WELCOME50 | 50% OFF (Up to ₹100) | ₹149 | New Users | Dec 31, 2025 |
| INSTA120 | FLAT ₹120 OFF | ₹499 | Visa Card Users | Active |
| PNBDC100 | 15% OFF (Up to ₹100) | ₹599 | PNB Debit Card | Active |
| AUBANK100 | 25% OFF (Up to ₹100) | ₹349 | AU Bank Users | Active |
| TRYNEW | 40% OFF (Up to ₹80) | ₹179 | All Users | Active |
| ONECARD30 | Flat ₹30 OFF | ₹199 | OneCard Users | Active |
| PHARMA20 | 20% OFF | ₹499 | Wellness/Health | Active |
Introduction
Looking for the best Swiggy Instamart Coupon Codes Today to save on your groceries? This guide provides the most recent, verified promo codes and bank offers available right now. Whether you’re ordering daily essentials or high-value electronics, these deals ensure you get everything delivered in minutes at the best price!
Best Swiggy Instamart Offers Available Today
Instamart is no longer just for milk and bread. In 2025, it has transformed into a “Big Commerce” platform. Today’s top offers reflect this shift, with huge discounts not just on groceries, but also on electronics and beauty products.
The “Loot” section
Daily “Loot” deals are the highlight of the platform. You can often find essentials like onions, potatoes, or even small household items for just ₹9. These deals usually require a small minimum order value (around ₹99) and are perfect for adding to your regular grocery run.
Late-Night Snack Discounts
Instamart sees a massive surge in orders between 10 PM and 1 AM. To cater to this, they often release “Night Owl” codes that provide extra discounts on chips, beverages, and chocolates during these hours.
How to Use Swiggy Instamart Coupon Codes (Step-by-Step)
Applying a coupon on Instamart is slightly different from the food delivery section because it happens within the “Instamart” tab.
Using the Swiggy App:
- Open Instamart: Tap the “Instamart” icon on the Swiggy home screen.
- Add to Cart: Select your groceries or essentials. Make sure to check the minimum order value required for your specific bank code.
- Go to Cart: Click on the cart bar at the bottom.
- Find “Apply Coupon”: Scroll down past your item list. You will see a dedicated section for “Apply Coupon”.
- Enter the Code: Type in your code (e.g., PNBDC100) or select one from the list of available deals.
- Verify & Pay: Once the “Coupon Applied” message appears, your total will decrease. Proceed to pay using the required bank card or UPI.
Common Mistakes to Avoid:
- Excluded Categories: Coupons often do not apply to Baby Food, Dairy, or Cigarettes. If your cart is mostly milk, the discount might be very low.
- One-Time Use: Most bank codes are limited to once or twice per month per user.
Swiggy Instamart Offers for New Users Today
If you are new to the world of 10-minute deliveries, Swiggy has a very warm welcome waiting for you.
The “WELCOME50” Promo
New users can get a flat 50% discount on their first order. This is usually capped at ₹100, making it ideal for a cart value of around ₹200. The best part? New users also get Unlimited Free Delivery for their first 15 to 30 days, which is a massive saving if you order frequently.
Pro-Tip: Check if your city is part of the “Free Swiggy One” trial. Occasionally, new users are offered a 15-day trial of the premium membership for just ₹1, giving you free delivery and extra “One” member discounts immediately.
Swiggy Instamart Coupon Codes for Existing Users
Regular shoppers have plenty of ways to keep their bills low without being a “new user.”
The “TRYNEW” Code
This is an evergreen code for many. It offers 40% off (up to ₹80) on a minimum spend of ₹179. It is designed to encourage users to try items from different categories or new brands recently added to the platform.
Personalized Vouchers
Check your “My Vouchers” section in the account settings. Swiggy often drops “Instamart Exclusive” vouchers worth ₹50 or ₹100 into the accounts of active users who haven’t ordered in a few days.
Swiggy Instamart Bank, UPI & Wallet Offers
Bank and payment partnerships are currently the most reliable way to get high-value Swiggy Instamart Coupon Codes Today.
- Visa Cards: Use code INSTA120 to get a flat ₹120 off. This is a premium offer with specific eligibility, so check if your card is supported.
- PNB Debit Cards: Use PNBDC100 for a 15% discount on orders over ₹599.
- AU Bank: The code AUBANK100 is a favorite for mid-sized grocery runs, offering up to ₹100 off.
- Paytm Wallet: Often gives a scratch card with cashback up to ₹100 on orders above ₹499.
- Amazon Pay: Look for “Collect” vouchers on the Amazon app before paying on Swiggy to get flat ₹25 to ₹50 cashback.
Why Swiggy Instamart Coupon Code Is Not Working
Is your code failing? Here are the top reasons why:
- Minimum Order Threshold: Many codes require you to spend ₹499 or more. If you remove an item and the total drops to ₹498, the code will be removed.
- Item Exclusions: Items like Milk and Baby Food are often excluded from platform-wide discounts due to strict government regulations and thin margins.
- Payment Method Mismatch: If you use an HDFC card for a Visa-only code, it will not work.
- Device History: If you’ve previously used a different account on the same phone, “New User” codes will be blocked by the app’s security system.
- Location Bias: Some high-value codes are limited to Tier-1 cities like Delhi, Bangalore, or Mumbai.
Tips to Save More on Swiggy Instamart Today
- Swiggy One Membership: If you order more than 3 times a month, Swiggy One is essential. It gives you free delivery on Instamart orders above ₹99.
- Check the “Price Match”: Swiggy often runs “Price Match” guarantees on staples. If you find it cheaper elsewhere, they sometimes offer cashback.
- Buy Value Packs: For items like detergents or snacks, “Value Packs” are often 10-15% cheaper per gram than individual units.
- Refer a Friend: Use your unique referral link. When a friend places their first Instamart order, you can get up to ₹100 in Swiggy Money.
About Swiggy Instamart
Swiggy Instamart is the quick-commerce arm of Swiggy, one of India’s largest consumer tech companies. Launched in 2020 during the peak of the pandemic, it has quickly grown to become a market leader in 10-minute grocery delivery. Operating through a network of “Dark Stores” (mini-warehouses not open to the public), Instamart ensures that your order travels a very short distance, allowing for lightning-fast fulfillment. Today, it serves over 120 cities across India, delivering everything from fresh coriander to the latest iPhone models.
Swiggy Instamart 2025 Market Trends: From Convenience to Necessity
According to the “How India Instamarted 2025” report, India’s consumption habits have undergone a structural shift. The report reveals that India now guzzles more than 4 packets of milk every second on Instamart—enough to fill over 26,000 Olympic-size swimming pools. Quick commerce is no longer just for emergencies; it has become “Big Commerce,” with high-value electronics like the iPhone 17 being delivered in under three minutes in cities like Pune and Ahmedabad.
Research by Swiggy and Kearney projects the organized food and grocery service market in India to reach $125 billion by 2030. A notable 2025 trend is the rise of global palates, with Korean cuisine orders surging 17x and “Healthy Living” categories growing 2.3 times faster than traditional snacks. This “minutes culture” is now deeply embedded in urban India, with Tier-2 cities like Rajkot and Ludhiana leading the next wave of growth.
Source: How India Instamarted 2025 Report – Times of India
📊 Swiggy Instamart 2025 Insights Infographic
FAQs – Swiggy Instamart Coupon Codes Today
Q1: Are Swiggy Instamart coupon codes updated daily?
Yes, our team manually verifies and updates the Swiggy Instamart Coupon Codes Today every morning to ensure you get working deals.
Q2: Can I use more than one coupon on a single order?
No, you can only use one promo code per transaction. However, you can use a code and still get cashback if you pay via certain UPI apps or wallets.
Q3: Is delivery free for all Instamart orders?
For non-One members, a delivery fee usually applies. For Swiggy One members, delivery is free on orders above ₹99.
Q4: Do these coupons work on electronics?
Yes, most platform-wide and bank-specific coupons work on all categories, though some might have a maximum discount cap (e.g., ₹100 or ₹120).
Q5: Why isn’t my 50% discount applying to the full amount?
Almost all “percentage-based” coupons have a “Maximum Discount” cap. For example, a 50% discount might be capped at ₹100.
Q6: Can I use Swiggy Money and a coupon together?
Yes! Swiggy Money is your wallet balance and can be used as a payment method alongside a promotional coupon code.
Q7: How do I get ₹1 loot deals?
Check the “Loot” or “Deals of the Day” banner on the Instamart home screen. These deals refresh throughout the day.
Q8: Are these 2025 codes verified?
Yes, all codes like PNBDC100 and INSTA120 are active and verified for late December 2025.
Final Call to Action (CTA)
Ready to stock up on your groceries in record time? Don’t leave money on the table!
Bookmark this page and check back every time you’re about to “Instamart” your essentials. We keep this list updated with the freshest Swiggy Instamart Coupon Codes Today so you can keep your kitchen full and your expenses low.
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Happy Shopping and See You in 10 Minutes!
