Life insurance
Is The Risk Of Life Only Death? Risk is Measured From The Financial Side. Can’t Understand What To Do.
You Want To Get Insurance To Avoid Life Risks. Talked To Everyone. Because, There Are Various Types Of Insurance Available In The Market Now. Confused About Which One To Buy. The Insurance Agent Has Come To You. Trying To Convince You That Only Dying Is Not a Life Risk, And You Think He is Saying This To Get More Premium From You. But Do Not Understand What To Do. So?
So Think About The Risk Of Life First. Insurance Is Not Savings. But Before Buying Insurance, Chant It Like A Mantra! Your Thinking Can Go Like This. One Of The Dangers Of Life Is Sudden Death. So Buy Life Insurance To Avoid That. Now Think About It, The Risk Of Life Is Only Death? But You Measure Risk In Financial Terms. This Should Also Be Kept In Mind. You are Reading The Paper Every Day, You Are Unable To Get Out Of Bed After Being Hit By A Motor Bike Or A Bus. Many Also Became Atharva. Then? That is Also A Life Risk. Right? Then the Thought Of Earning Will Be Big.
Think About The Condition Of Your Family In Your Present. General life Insurance. It Must Be Done. In Your Absence Your Family Got Money In a Flash. But If It Happens, The Monthly Income Of The Family Is Also Arranged For A Little More Money. It Was A Relief To A Family. Right? So Think About Your Needs Before Buying Insurance. And According To That Demand, Arrange Financial Resources For The Wide Range Of Life Risks. Buy more ‘Riders’ Or Cover Different Risks In The Same Policy. Let’s Look At A Couple Of Such Riders As Examples:
Rider Not Paying Premium If Atharva
Many People Have Such An Accident That They Become Unconscious. In Such Situations, Paying The Insurance Premium Becomes Difficult. If You buy This Rider Then It Is Beneficial. With This Rider You Don’t Have To Pay The Remaining Premium. At The Same Time, All The Conditions For Which The Insurance Was Purchased Will Remain in Effect.
Accidental Death
Many People Ask Why Buy This Rider? I Will Get Money If I Die. Right But many People Don’t Realize The Difference In Financial Costs Between A Natural Death And An Accidental Death. It Sounds Bad, But The Financial Risk of The Family Increases A Lot In Case Of Accidental Death. Not Only The Hospital Expenses, But There Are Other Areas Of Expenses Which Goes Without Saying That If This Rider Can Be Bought With Insurance For A Little Extra Cost, Then With The Usual Amount Of Money, There Is Something Extra Which Is Useful For The Family.
There Are Also Some Riders That Get Compensation For Arm Or Leg Or Any Limb Loss For Any Reason Which Helps A Lot During Rehabilitation. So Keep In Mind The Possibility Of Buying This Rider While Buying Insurance.
Monthly Earning Opportunity
There Are Some Riders Or Entire Policies That Provide Your Family With a Long-term Monthly Income Without Paying A Lump Sum In Your Absence. Many Feel That It Is Best To Look For Such a Rider When Purchasing A Policy. Think About It, If You Get Money In A Flash, Chances Are High That It Will Blow Away In Times Of Danger. And It Is More Likely That The Family Will Sit On The Road In The Long Term. So If You Have This Type Of Rider Or Policy With You, You Can Rest Assured.
In Fact, The Main Point Is To Think About The Risk Of Life Not Only In Terms Of Death But Also In Its Various Possibilities. And After That Decide To Buy Insurance. That’s The Benefit.
