Health Insurance Policy
Health Insurance Policy: As Soon As You Leave Your Company or Retire, You Are No Longer A Part Of That Cover.
Since The Corona Period, The Importance Of Health Insurance Plan Has Increased Manifold. Since Then, Awareness About Insurance Has Been Seen Among The People. Because One Admission In Your Hospital Costs Lakhs.
Also Read – Health Insurance: There Are Some Important Things To Keep In Mind While Making A Health Insurance Claim
If You Were Working With A Company, And There You Did Not Take Individual Health Cover On The Basis Of Group Health Insurance, Then You Must Know About Some Things. Because As Soon As You Leave Your Company Or Retire, You Are No Longer A Part Of That Cover.
Also Read – Buying Health Insurance? What Did You Buy? Indemnity or Fixed Benefit?
If Such A Condition Arises With You That You Do Not Have A Job, Then You Must Have A Cover. Today We Are Going To Tell You What Things You Can Keep In Mind Before Taking An Individual Cover.
Also Read – Health Insurance Tips: 5 Tips: Keep In Mind Before Buying Health Insurance
1. Give Correct Information
Keep In Mind That Whenever You Take Health Insurance, It Is Very Important To Give Correct Information Related To Your Health. If You Smoke Alcohol or Cigarettes, Then Give This Information As Well. So That You Do Not Have Any Problem In Getting The Claim In The Future.
Also Read – Mediclaim And Health Insurance is The Same?
2. You Don’t Get The Benefit Immediately
Whenever You Take An Insurance Cover, There Is A Lock-in Period In The Policy For Some Time. That’s Why You May Not Get The Benefit Immediately After Taking The Cover. That’s Why You Should Take Individual Cover in Advance, So That When You Need it, You Can Take Advantage Of That Policy.
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3. Include Ayurvedic Method
If You Want To Do Ayurvedic Treatment Instead Of English Medicines, Then You Can Take AYUSH Cover While Taking Your Policy. Because Some Insurance Companies Also Include AYUSH System In Their Insurance While Giving Insurance. Some Sub-limit Is Also Kept For This. In Such A Situation, You Should Take Such A Plan In Which More Limit Is Being Given For AYUSH Treatment.
Choose Add Ons
While Taking Health Insurance Policy You Are Also Given Some Add On Riders. Which You Can Buy By Paying a Little More Premium. You Will Be Able To Take Advantage of Such Add Ons At The Time Of Any Serious Illness. Because it Gives You An Extra Protection Layer. There May Be Some Rules Regarding Room And ICU In Many Policies. In This Case, You Can Add This Facility In Add On Rider. Because You Get Many Additional Benefits In This Riders.
